UAR Publisher https://uarpublisher.com/ Universal Academic Research Publisher Thu, 30 Oct 2025 17:10:28 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.3 https://uarpublisher.com/wp-content/uploads/2025/09/Logo-PNG-512by512-150x150.png UAR Publisher https://uarpublisher.com/ 32 32 EVALUATION OF THE EXTENT OF LIABILITY OF DIRECTORS FOR BANK FAILURE IN NIGERIA https://uarpublisher.com/evaluation-of-the-extent-of-liability-of-directors-for-bank-failure-in-nigeria/ https://uarpublisher.com/evaluation-of-the-extent-of-liability-of-directors-for-bank-failure-in-nigeria/#respond Thu, 30 Oct 2025 17:04:09 +0000 https://uarpublisher.com/?p=5173 EVALUATION OF THE EXTENT OF LIABILITY OF DIRECTORS FOR BANK FAILURE IN NIGERIA Alheri B. Nyako, Lawyer and Founding Partner […]

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EVALUATION OF THE EXTENT OF LIABILITY OF DIRECTORS FOR BANK FAILURE IN NIGERIA

Alheri B. Nyako, Lawyer and Founding Partner at A. B. Nyako & Co. No. 6, Gabes Street, Wuse Zone 2, Abuja – Nigeria.

Article historys:
Received: 15/10/2025
Accepted: 23/10/2025
Published: 30/10/2025

Page 1-18

ABSTRACT

The pivotal role of banks to the development of the national economy is generally acknowledged. The banks play the role of financial intermediation, by which they mobilize surplus funds in form of deposits which are then channeled to entrepreneurs in form of loans and advances for business development, giving rise to employment, wealth creation and growth. Banks also promote trade and commerce both locally and internationally through the payment system, hence, banks are considered the engine room and live wire of the economy. That informed the robust legislation and regulatory standards imposed on banking business considering the fact that uncontrolled bank failure could be disastrous for the economy. The focus of the regulatory and supervisory framework however, seems to be skewed in favour of the protection of the depositors and the banking system. However, a key issue has been the extent to which those responsible for bank failure especially the directors have been held accountable. This paper examined the current legal framework to determine the extent to which directors are liable for bank failure. The evaluation revealed that while legal sanctions have been prescribed for breach of directors’ civil duties and they could also be criminally liable for violations of extant laws which could have contributed to bank failure,  there is no direct liability for bank failure per se. It is posited that given the acknowledged importance of banks and the dire consequences of their failure, directors should be held legally accountable for the failure of their banks.

Keywords:

Liability, Directors, Bank, Failure, Nigeria.

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Cost and sources of financing treatment of hypertension in patients attending a tertiary health care centre in a developing country: a cross-sectional review https://uarpublisher.com/cost-and-sources-of-financing-treatment-of-hypertension-in-patients-attending-a-tertiary-health-care-centre-in-a-developing-country-a-cross-sectional-review/ https://uarpublisher.com/cost-and-sources-of-financing-treatment-of-hypertension-in-patients-attending-a-tertiary-health-care-centre-in-a-developing-country-a-cross-sectional-review/#respond Thu, 30 Oct 2025 13:30:29 +0000 https://uarpublisher.com/?p=5158 Cost and sources of financing treatment of hypertension in patients attending a tertiary health care centre in a developing country: […]

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Cost and sources of financing treatment of hypertension in patients attending a tertiary health care centre in a developing country: a cross-sectional review

Ogundele SO, Department of Pharmacology, Therapeutics and Toxicology, Lagos State University College of Medicine, Ikeja

Ajibare AO, Department of Medicine, Lagos State University College of Medicine, Ikeja

Amisu M, Dada AO, Department of Medicine, Lagos State University Teaching Hospital, Ikeja

Article historys:
Received: 28/09/2025
Accepted: 09/10/2025
Published: 30/10/2025

Page 1-13

ABSTRACT

Background

Hypertension is a chronic medical disorder of global importance, with increasing prevalence and economic burden. The monetary cost of treating hypertension could cause a serious economic hardship for patients, their households, and the community. Understanding the cost of treatment of hypertension, source of funding for the treatment and the payment mechanism is important for the development of effective healthcare policy and intervention.

Methodology

The study design was a cross-sectional review of patients’ financing of their hypertension care using a structured questionnaire to obtain relevant information from participants attending hypertension clinics.

Results

A total of 208 patients who were on treatment for hypertension were included in the study, 129 (62%) were females, and 79 (38) were males. Half (50%) of the participants pay out of pocket for their medications and 99 (47.5%) participants have family members paying for their medication.

Market survey of cost of the commonly prescribed anti-hypertensive drugs in the community pharmacies showed that diuretic agents are the cheapest and generic medications are relatively cheaper compared to the branded anti-hypertensive agents.

Conclusion

In conclusion, this study showed that most of our patients still pay out of pocket for their medications, most patients with hypertension seen in our clinics are on at least three antihypertensive medications and that the use of generic medications is cheaper compared to the branded ones and this is recommended for patients attending hypertension clinics in developing countries.

Keywords:

Hypertension, cost, out-of-pocket, antihypertensives,

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Biodiversity, Indigenous Knowledge, and Governance in Africa: An In‐Depth Review https://uarpublisher.com/biodiversity-indigenous-knowledge-and-governance-in-africa-an-in%e2%80%90depth-review/ https://uarpublisher.com/biodiversity-indigenous-knowledge-and-governance-in-africa-an-in%e2%80%90depth-review/#respond Sun, 26 Oct 2025 16:39:51 +0000 https://uarpublisher.com/?p=5135 Biodiversity, Indigenous Knowledge, and Governance in Africa: An In‐Depth Review Daniel Chukwuma Nzereogu, PhD , Department of History and International […]

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Biodiversity, Indigenous Knowledge, and Governance in Africa: An In‐Depth Review

Daniel Chukwuma Nzereogu, PhD , Department of History and International Studies Nnamdi Azikiwe University, Awka.

Chukwu, Chikaodinaka James , Department of History and International Studies Nnamdi Azikiwe University, Awka.

Article historys:
Received: 13/10/2025
Accepted: 18/10/2025
Published: 26/10/2025

Page 1-13

ABSTRACT

This review synthesizes the recent literature (2023–2025) at the intersection of biodiversity conservation, international relations, and local knowledge systems, with a special focus on Nigeria and Africa more broadly. Six core studies are examined, covering thematic areas such as climate policy alignment, indigenous ecological knowledge (IEK), sacred forests and religious belief systems, biodiversity monitoring, and pan‐African conservation agendas (notably the “30 by 30” target). Across these works, several recurring tensions emerge: the disjunction between global environmental commitments and local realities; the under‐recognition of indigenous/local knowledge in law and policy; issues of equity, participation, and governance; data and monitoring deficits; and funding limitations. The review highlights how conservation effectiveness in Africa, and in Nigeria in particular, depends upon integrating local cultural / spiritual practices, securing indigenous rights, improving data infrastructures, and designing governance frameworks that bridge levels (local, national, regional, international). Recommendations are forwarded for future research and policy design, including the need for comparative case studies, participatory approaches, legal reforms that respect customary systems, and long‐term capacity building.

Keywords:

Biodiversity, Conservation, Indigenous, Ecology, knowledge, Environment, Governance, Climate

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CONSENT JUDGMENT IN NIGERIAN COURTS – GENERAL PRINCIPLES AND NOTABLE EXCEPTIONS https://uarpublisher.com/consent-judgment-in-nigerian-courts-general-principles-and-notable-exceptions/ https://uarpublisher.com/consent-judgment-in-nigerian-courts-general-principles-and-notable-exceptions/#respond Fri, 24 Oct 2025 16:12:49 +0000 https://uarpublisher.com/?p=5116 CONSENT JUDGMENT IN NIGERIAN COURTS – GENERAL PRINCIPLES AND NOTABLE EXCEPTIONS PROF OBIARAERI, N. O., FACULTY OF LAW, IMO STATE […]

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CONSENT JUDGMENT IN NIGERIAN COURTS – GENERAL PRINCIPLES AND NOTABLE EXCEPTIONS

PROF OBIARAERI, N. O., FACULTY OF LAW, IMO STATE UNIVERSITY, OWERRI, NIGERIA.

Article historys:
Received: 11/10/2025
Accepted: 17/10/2025
Published: 24/10/2025

Page 1-8

ABSTRACT

Buoyed by the general principle of law that parties are bound by their agreement and no party will be permitted to resile or renege from agreements duly reached, it is often thought that consent judgment cannot be set aside or reversed. Whether this principle of law is cast in steel has remained unsettled. Consequently, this paper investigated the conditions that may lead to setting aside consent judgment in Nigerian Courts. From the body of decided cases considered in this paper, it was determined that the scheme of consent judgment exists in various Rules of Court to enable parties in Court, on their own accord and freewill, reach an amicable settlement of their disputes which, when duly executed as terms of settlement, may be adopted by the Court as its judgment. The paper further established that consent judgment is binding and final although it is not infallible as it may be reversed either by the trial Court itself, a Court of coordinate jurisdiction or appellate Court where the consent judgment is a durable and welcome procedure in the administration of justice ecosystem. It therefore recommended among other things that in reaching amicable settlement, in addition to avoiding the pitfalls that may vitiate the consent judgment, parties must also comply with the peculiar procedure or protocol of the particular Court seised of the matter or where the case is pending or being tried.

Keywords:

Aside, consent, fraud, judgment, mistake.

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REGIONAL CHARACTERISTICS OF SHEKI (NORTH-WEST AZERBAIJAN) OLD BELIEFS AND THEIR RELEVANCE TODAY https://uarpublisher.com/regional-characteristics-of-sheki-north-west-azerbaijan-old-beliefs-and-their-relevance-today/ https://uarpublisher.com/regional-characteristics-of-sheki-north-west-azerbaijan-old-beliefs-and-their-relevance-today/#respond Wed, 22 Oct 2025 16:24:08 +0000 https://uarpublisher.com/?p=5099 REGIONAL CHARACTERISTICS OF SHEKI (NORTH-WEST AZERBAIJAN) OLD BELIEFS AND THEIR RELEVANCE TODAY DOSENT ULDUZ , Researcher of “Literary relations and […]

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REGIONAL CHARACTERISTICS OF SHEKI (NORTH-WEST AZERBAIJAN) OLD BELIEFS AND THEIR RELEVANCE TODAY

DOSENT ULDUZ , Researcher of “Literary relations and folklore” department of Azerbaijan National Academy of Sciences, Sheki Regional Scientific Center.

BASHIR MURSHUDOVA, Azerbaijan State Pedagogical University, Sheki branch.

Article historys:
Received: 08/10/2025
Accepted: 15/10/2025
Published: 22/10/2025

Page 1-20

ABSTRACT

The study looks at the enduring and unique manifestations of old beliefs in the culture of Sheki, a historical region in Northwestern Azerbaijan. It was highlighted how these pre-Islamic traditions and ancient practices have influenced the local population’s distinct worldview and way of life, often blending with later religious activities. It looks at how these long-standing customs have blended with elements of Islam to create a unique religious and cultural environment in the area. Centuries of religious influence have not eliminated the prevalence of ancient mythological, totemic, and animistic elements. In fairy tales, myths, legends, rituals, and ceremonies that depict ancient gods, natural spirits, and valiant heroes, the study explores the manner in which these ancient beliefs are reflected. The social role of these conventional beliefs in maintaining group identification, transmitting moral values, and creating a sense of kinship is examined in this study. They frequently serve as unwritten rules for conduct and social peace. The abstract essentially emphasizes that Sheki’s “old beliefs” are dynamic, alive elements of its regional identity rather than merely historical artifacts, highlighting the significant and enduring influence of ancient spiritual traditions on the contemporary Azerbaijani cultural environment.

Keywords:

Syncretism ● old beliefs ● militarization ● mythological elements ● forms of manifestation ● folklore ● local culture ● supernatural powers ● moral values.

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Food Insecurity and Dietary Diversity among Disabled Population in Rural Areas of Bamyan- Afghanistan https://uarpublisher.com/food-insecurity-and-dietary-diversity-among-disabled-population-in-rural-areas-of-bamyan-afghanistan/ https://uarpublisher.com/food-insecurity-and-dietary-diversity-among-disabled-population-in-rural-areas-of-bamyan-afghanistan/#respond Tue, 21 Oct 2025 15:47:40 +0000 https://uarpublisher.com/?p=4959 Food Insecurity and Dietary Diversity among Disabled Population in Rural Areas of Bamyan- Afghanistan Ali Reza Behzad, Research scholar at […]

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Food Insecurity and Dietary Diversity among Disabled Population in Rural Areas of Bamyan- Afghanistan

Ali Reza Behzad, Research scholar at Afghan International Islamic University (AIIU), Kabul, Afghanistan

Mohammad Ismail Hashime, Department of Agricultural Economics, Faculty of Agricultural economics and Extension, Afghanistan National Agricultural Sciences and Technology University (ANASTU), Kandahar-Afghanistan

Hamidullah Younisi, Department of Agricultural Economics and Rural Development, Faculty of Agriculture, Afghan International Islamic University (AIIU), Kabul-Afghanistan

Article historys:
Received: 08/10/2025
Accepted: 14/10/2025
Published: 21/10/2025

Page 1-16

ABSTRACT

Food insecurity is global challenge which developing countries are more affected. All members of the societies are at risk, but people with disabilities are more likely at risk of food insecurity. This study aims to measure the dietary diversity among people with physical disabilities in the rural communities of Afghanistan. For the measurement of dietary diversity, Household Dietary Diversity Score (HDDS) was used to measure the existence of 14 standard food groups in diet of the respondents. Snowball sampling technique was applied in this research and total number of sample size was (n=200). Three districts of Bamyan province (Cnter, Yakawlang and Panjab) were selected for primary data collection. In the sampling frame only physical disabled people were included and the other types of disabled population were excluded. This research found that the HDDS indicator of 94.5% of people were between (0-5). This range is very low and low dietary diversity score.This indicates a very low score for the disabled population who had partial access to the cereals, milk and dairy products, tubers (potato) and legumes. A comprehensive study is recommended to include different types of disabilities and analyze numerous attributes of disabled individual.

Keywords:

Afghanistan, Disabled population, Food Insecurity, Household Dietary Diversity Score, Rural Communities.

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Human Premonitions Explained by Nonlocal Entanglement Theory. https://uarpublisher.com/human-premonitions-explained-by-nonlocal-entanglement-theory/ https://uarpublisher.com/human-premonitions-explained-by-nonlocal-entanglement-theory/#respond Mon, 13 Oct 2025 17:55:00 +0000 https://uarpublisher.com/?p=4790 Human Premonitions Explained by Nonlocal Entanglement Theory. Alexander Harrison, FRSN, PhD, School of Engineering, the University of Newcastle Article historys:Received: […]

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Human Premonitions Explained by Nonlocal Entanglement Theory.

Alexander Harrison, FRSN, PhD, School of Engineering, the University of Newcastle

Article historys:
Received: 05/10/2025
Accepted: 09/10/2025
Published: 13/10/2025

Page 1-18

ABSTRACT

Throughout history, humans have described premonitions about events that may affect their future. While knowledge of the future disobeys causality in physics, experiments show identical states can be induced in spatially separated objects, a phenomena called quantum entanglement. People interactions by an entangled process are researched as a mechanism to describe future knowledge or premonitions. A new unknown field in 5D space is introduced that can connect people instantly or with some delay in 4D space-time. A theory of entanglement in 5D space is shown to allow information transfer between people, via a non-local field. Transfer of information from the future is investigated by considering a backward time approach, as well as use of the energy Hamiltonian in 5D to prove entanglement. The ramifications of the theory for inter-human feeling and connection would be profound, if we can prove the existence of a nonlocal or instantaneous inter-human connection field. The analysis has implication to human belief structures, including long-held cultural beliefs about the heart and religious doctrine.

Keywords:

Premonition, Precognition, Nonlocal Information, Entanglement, 5D Field Coupling, Hamiltonian Energy, Inter-personal Fields

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Evaluation of Social Studies and Civic Education Curriculum Content at All Levels of the Nigerian Educational System https://uarpublisher.com/evaluation-of-social-studies-and-civic-education-curriculum-content-at-all-levels-of-the-nigerian-educational-system/ https://uarpublisher.com/evaluation-of-social-studies-and-civic-education-curriculum-content-at-all-levels-of-the-nigerian-educational-system/#respond Mon, 13 Oct 2025 17:17:39 +0000 https://uarpublisher.com/?p=4772 Evaluation of Social Studies and Civic Education Curriculum Content at All Levels of the Nigerian Educational System Ugbede Terseer Meshach, […]

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Evaluation of Social Studies and Civic Education Curriculum Content at All Levels of the Nigerian Educational System

Ugbede Terseer Meshach, Arts and Social Sciences Education Department Rev. Fr. Moses Orshio Adasu University, Makurdi, Benue State, Nigeria.

Demesugh Liamngee, Arts and Social Sciences Education Department Rev. Fr. Moses Orshio Adasu University, Makurdi, Benue State, Nigeria.

Article historys:
Received: 15/09/2025
Accepted: 28/09/2025
Published: 13/09/2025

Page 1-23

ABSTRACT

This paper presents a critical evaluation of Social Studies and Civic Education curriculum content across all levels of the Nigerian educational system. Against the backdrop of rising civic disengagement, social disintegration and democratic fragility, it argues that while these subjects are strategically placed to promote responsible citizenship and national unity, their current curriculum content remains largely outdated, fragmented and misaligned with contemporary civic realities. At the primary level, the curriculum introduces basic civic ideas but lacks depth and contextual relevance. At the secondary level, it emphasizes rote learning rather than active civic participation, while at the tertiary level; Civic Education is inconsistently implemented or marginalized. Systemic challenges such as poor teacher preparation, inadequate resources and weak policy prioritization further hamper curriculum effectiveness. This paper also identifies emerging civic issues, including digital citizenship, climate change, gender equity and youth activism that are conspicuously absent in current curricula. Drawing on comparative insights from global best practices, the paper advocates for a transformative curriculum reform that integrates experiential learning, critical thinking, and real-world civic engagement. It calls for a deliberate reconceptualization of these subjects as foundational pillars of democratic education in Nigeria. Only through such strategic reforms can Social Studies and Civic Education fulfill their intended roles in shaping active, informed and socially responsible citizens.

Keywords:

Social Studies, Civic Education, Curriculum, Curriculum Evaluation, Nigerian Educational System, National Development.

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Constructions of the Fragility of the Migrant’s Dream in Albert Wendt’s The Mango’s Kiss, Imbolo Mbue’s Behold the Dreamers and Andrea Levy’s Small Island https://uarpublisher.com/constructions-of-the-fragility-of-the-migrants-dream-in-albert-wendts-the-mangos-kiss-imbolo-mbues-behold-the-dreamers-and-andrea-levys-small-island/ https://uarpublisher.com/constructions-of-the-fragility-of-the-migrants-dream-in-albert-wendts-the-mangos-kiss-imbolo-mbues-behold-the-dreamers-and-andrea-levys-small-island/#respond Fri, 10 Oct 2025 04:05:36 +0000 https://uarpublisher.com/?p=4714 Constructions of the Fragility of the Migrant’s Dream in Albert Wendt’s The Mango’s Kiss, Imbolo Mbue’s Behold the Dreamers and […]

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Constructions of the Fragility of the Migrant’s Dream in Albert Wendt’s The Mango’s Kiss, Imbolo Mbue’s Behold the Dreamers and Andrea Levy’s Small Island

Amadou Danlami, University of Dschang – Cameroon.

Article historys:
Received: 24/07/2025
Accepted: 25/09/2025
Published: 10/10/2025

Page 1-9

ABSTRACT

People, especially youths, from third world countries often seek migration to developed countries like America, Britain and New Zealand for better opportunities and living conditions. However, once in the promised land, many migrants realize that the grass is not always greener on the other side; and face enormous difficulties surviving in their new destinations. This article examines the manner in which precarious migration is constructed in Albert Wendt’s The Mango’s Kiss, Imbolo Mbue’s Behold the Dreamers and Andrea Levy’s Small Island. It seeks to answer the question: How do Wendt, Mbue and Levy highlight strenuous migration in their respective texts. Using the Precarity Theory as projected by Judith Butler, this work analyses the difficulties migrants face in America, Britain and New Zealand; the effects of such difficulties; and the strategies they adapt to survive in the new land. The paper concludes that there is no country that is a paradise on earth; and so, people, especially youths, from the Global South, should not always seek to migrate to the Western countries at all cost. This is because there is no guarantee of a better life since there are difficulties in all countries; and they can still manage to make an impact in their environments despite the migration push and pull factors. The paper submits that despite the numerous opportunities of Globalization and the prospects of success after migrating to Western countries, it is not worthwhile embarking on an uncertain journey to those countries; especially as there is success and failure in all environments.

Keywords:

Migration, Challenges, Immigrant, Culture, Dream, Failure.

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The (Mis)Use of Political Rulership in Diana McCaulay’s Dog-Heart and Zakes Mda’s Ways of Dying https://uarpublisher.com/the-misuse-of-political-rulership-in-diana-mccaulays-dog-heart-and-zakes-mdas-ways-of-dying/ https://uarpublisher.com/the-misuse-of-political-rulership-in-diana-mccaulays-dog-heart-and-zakes-mdas-ways-of-dying/#respond Fri, 10 Oct 2025 03:37:40 +0000 https://uarpublisher.com/?p=4698 The (Mis)Use of Political Rulership in Diana McCaulay’s Dog-Heart and Zakes Mda’s Ways of Dying Amadou Danlami, University of Dschang […]

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The (Mis)Use of Political Rulership in Diana McCaulay’s Dog-Heart and Zakes Mda’s Ways of Dying

Amadou Danlami, University of Dschang – Cameroon.

Article historys:
Received: 12/08/2025
Accepted: 20/09/2025
Published: 10/10/2025

Page 1-23

ABSTRACT

This article investigates the systemic failures and ethical breaches of political leadership in Diana McCaulay’s Dog-Heart and Zakes Mda’s Ways of Dying. The central problem it addresses is how entrenched corruption, opaque decision-making, and absentee governance inflict material and psychological harm on vulnerable communities. It poses the question: In what ways do McCaulay and Mda depict the misuse of political authority, and how do their characters resist these failures? Building on Critical Leadership Theory, the hypothesis contends that both novels illustrate bad leadership not merely as isolated moral failings, but as structural dysfunctions that require grassroots interventions to restore social equilibrium. The primary objective is to unpack the narrative strategies through which each author critiques state institutions and legitimizes alternative forms of community leadership. This study demonstrates how Sahara’s private governance in Dog-Heart exposes the hollow promises of Jamaica’s public sector,  while Toloki’s mourning rituals in Ways of Dying reveal the capacity of collective memory to counteract the legacy of apartheid bureaucracy. The conclusion argues that McCaulay and Mda ultimately propose a reconfiguration of leadership rooted in ethical solidarity rather than hierarchical command. Their protagonists enact “responsive governance” from below, affirming citizens’ rights to dissent and self-organize when official structures collapse. By situating literary critique within critical leadership studies, the article bridges postcolonial narrative analysis and governance scholarship, offering a model for how fiction can illuminate both the perils of misrule and paths toward participatory renewal. Therefore, the work contributes to comparative literature, postcolonial studies, and political theory by mapping the literary imagination of bad governance onto real-world debates about accountability, transparency, and the transformative potential of community-driven leadership.

Keywords:

Poor Leadership, Literature, Suffering, Resistance, Critical Leadership Theory

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